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My Blog

THE FUTURE OF THE HOUSING MARKET, 2019

        2018 is nearing an end, and many people are preparing for the new year. Call it a New year’s resolution, or just a new chapter in your life, but many people are curious as to what 2019 might mean for the housing market. If you hav...

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“Seller Rent Back,” “PITI” & You

        P.I.T.I is an acronym which represents the carrying cost of owning a house and is comprised of “Principal”, “Interest”, “Taxes”, and “Insurance.” PITI is very important as it relates to something referred to as a “...

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Happy Thanksgiving from the Chernov Team to You!

        The holidays are about multiple things simultaneously, but mostly it serves the simultaneous purposes of bringing family together to appreciate each other while also encouraging people to think about others who are in need. At the r...

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Home Decor Tips: Let’s Talk Rugs!

        Everyone appreciates the value an area rug can add to a room, simply changing the color of an area rug in a room will make it feel entirely new and fresh without the need for new furniture. Like most amazing things though, there are...

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Fire Insurance: Why it’s Important

        While fire insurance is always relevant in Southern California, it has become increasingly more relevant in light of the recent fires that have ravaged California. In short, fire insurance is a subtype of property insurance that cov...

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Mortgage Advice!

        Mortgages, everybody is an expert and everybody “knows a guy.” Some advice is good, some advice is bad, and some advice is downright awful. However, there is some advice that you simply could not be successful without. These wor...

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Let’s Establish Some Credit

        If you ever plan on buying a house, there is a very good chance you will need to obtain a mortgage. Unless you have been absolutely killing it at life, you will need to prove to a lender that you are a reliable bet when it comes to ...

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