While fire insurance is always relevant in Southern California, it has become increasingly more relevant in light of the recent fires that have ravaged California. In short, fire insurance is a subtype of property insurance that cov...
Mortgages, everybody is an expert and everybody “knows a guy.” Some advice is good, some advice is bad, and some advice is downright awful. However, there is some advice that you simply could not be successful without. These wor...
If you ever plan on buying a house, there is a very good chance you will need to obtain a mortgage. Unless you have been absolutely killing it at life, you will need to prove to a lender that you are a reliable bet when it comes to ...
As with most elections, people generally assume that a party shift of any sort, in any branch, will have a significant impact on a myriad of laws; this mid-term election bucks that assumption as it relates to real estate. The res...
Many home sellers attempt to sell their homes near the tail end of the year and are often under significant stress as a result. Many homeowners consider putting their attempts to sell their home on pause until the new year, but that...
We all have an inherent understanding that a sale can be lost under certain circumstances. In the context of selling a house, we also understand that there are a number of things that are probably deal breakers. In the spirit of Hal...
Halloween is right around the corner, and what kind of company would the Chernov Team be if they didn’t make a blog post about real-estate and Halloween? Luckily, we don’t have to worry about that riddle – this article takes a...
Most of us are familiar with the process that mortgage lenders take to verify the potential home-buyer’s assets prior to granting them a home loan, commonly referred to as underwriting. This process usually takes around 2 weeks to...
Objectively speaking, the housing market should be experiencing a boom; the economy has improved consistently, and employees are earning significant paychecks. Even millennials are reaching an age where they are settling down and st...
We love Fall here at the Chernov Team and one of our favorite things about it is the delicious foods that come with it (hello Pumpkin Spice everything!) We wanted to share with you a few of our favorite fall inspired recipes so you ...