Author Archive
30-Year Fixed Rate Mortgages Approach 4%, Signaling a Healthy Q2 Housing Market
For the prudent home buyer, watching the shifting mortgage rates has become a habit; this habit may be paying off. Over the last week, the rate on a 30-year fixed rate mortgage (“FRM”) dropped to 4.06%, this represents the largest single we...
Total Loss Coverage and You
Approximately 6 percent of homeowners file claims with their insurance companies annually; the average payout on each of those claims was roughly $10,600. It is unclear whether the average payout represents complete coverage for the costs, or w...
“Free Government Housing Grants” and You
Everyone has heard about so called "free government housing grants." Have you ever wondered if they really even exist? And, if they do exist, are they really free? The not so simple, but honest, answer is: yes and no. Yes, several government...
VA Loans and You
As a veteran, you have faced immense challenges in your service to our country. Like most home people, purchasing a new home will be one of your life’s highlight real purchases. Having a knowledgeable real estate agent to walk you thr...
Millennial Decoration: An Emphasis on “Unique”
It’s no mystery that Millennials are the butt of jokes regarding their eccentric, and sometimes baffling nature; particularly when staples of previous generations are treated like garbage. Things like paper napkins, canned meats and B...
Mind Your Manners: Purchasing A Home
As a general concept, we all understand that there are general rules of etiquette for everyday life, and specific rules of etiquette for a myriad of specific situations; buying a home is one of those specific situations that have a specific set...
Selling Your Home, The Play: Setting the Stage
We have said it 100 times, and we will say it 100 more times, your home needs to make the best first-impression possible to would-be purchasers; and staging your home goes a very long way towards making a great first impression. This article wi...
Week of March 7, 2019: Mortgage Market Snapshot
It appears that the mortgage rate has finally had a less-than-stellar week, curbing the enthusiasm of potential buyers despite the fact that long-term projections still favor aggressive borrowing. During the week of ...