There are currently three major fires raging in Southern California, and there is a good chance that you, or your loved ones, have been impacted in a serious way. These fires produce ash and smoke, which causes damage to real estate and property. Most people who have home owner’s insurance do not realize that their coverage probably pays for things such as smoke damage, ash damage, and other fire-related damage, even if their property does not catch fire.
Although insurance companies understand the scope of the coverage they provide to the public and understand that many people suffer smoke and ash damage, insurance companies do not typically contact their insureds to discover if they have a claim. If you suffer a covered loss such as smoke or ash damage and do nothing, you will not enjoy the benefits of the insurance coverage that you have paid for.
If you believe that you have suffered a loss covered by your insurance, you should file a claim with your insurance provider or contact an attorney who has experience pursuing insurance claims on behalf of individuals who are entitled to coverage.
While the Chernov Team sincerely hopes the fire doesn’t negatively impact your lives, it is important to obtain the benefits you have paid for.
